Please read these Terms of Use ("Terms", "Terms of Use") carefully before using the Daresay mobile
application (the "Service") operated by Daresay Ltd ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.
These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part
of the terms then you may not access the Service.

Content

Our Service allows you to post, link, store, share and otherwise make available certain information, text,
graphics, or other material ("Content"). You are responsible for the Content that you post to the
Service, including its legality, reliability, and appropriateness.

Posting content that is disrespectful, harmful, harassing, discriminatory, defamatory, illegal, lewd, pornographic, unlawful, obscene, invasive, inflammatory, fraudulent, threatening, violent, distasteful, or otherwise hateful is not permitted.
Such content will be removed by us without notice. You are able to report or flag such content to us through the contact page.
We reserve the right to remove user accounts should they continue to abuse our content guidelines.

By posting Content to the Service, you grant us the right and license to use, modify, publicly perform,
publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all
of your rights to any Content you submit, post or display on or through the Service and you are responsible
for protecting those rights. You agree that this license includes the right for us to make your Content
available to other users of the Service, who may also use your Content subject to these Terms.

You represent and warrant that: (i) the Content is yours (you own it) or you have the right to use it and
grant us the rights and license as provided in these Terms, and (ii) the posting of your Content on or
through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or
any other rights of any person.

Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current
at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination
of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities
or actions under your password, whether your password is with our Service or a third-party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming
aware of any breach of security or unauthorized use of your account.
You may not use as a username the name of another person or entity or that is not lawfully available for use,
a name or trade mark that is subject to any rights of another person or entity other than you without
appropriate authorization, or a name that is otherwise offensive, vulgar or obscene. You expressly agree
that we cannot be held liable for any loss or damage arising out of any misrepresentations you make in this
regard.
Intellectual Property
The Service and its original content (excluding Content provided by users), features and functionality are
and will remain the exclusive property of Daresay Ltd and its licensors. The Service is protected by
copyright, trademark, and other laws of both the United Kingdom and foreign countries. Our trademarks and
trade dress may not be used in connection with any product or service without the prior written consent of
Daresay Ltd.
When you upload content, you give to Daresay Ltd a worldwide, non-exclusive, royalty-free, transferable
licence (with right to sub-licence) to use, reproduce, distribute, prepare derivative works of, display, and
perform that Content in connection with the provision of the Service and otherwise in connection with the
provision of the Service and Daresay Ltd business.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by
Daresay Ltd.
Daresay Ltd has no control over, and assumes no responsibility for, the content, privacy policies, or
practices of any third party web sites or services. You further acknowledge and agree that Daresay Ltd shall
not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused
by or in connection with use of or reliance on any such content, goods or services available on or through
any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or
services that you visit.
Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason
whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your
account, you may simply discontinue using the Service.
All provisions of the Terms which by their nature should survive termination shall survive termination,
including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of
liability.
Indemnification
You agree to defend, indemnify and hold harmless Daresay Ltd and its licensee and licensors, and their
employees, contractors, agents, officers and directors, from and against any and all claims, damages,
obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's
fees), resulting from or arising out of a) your use and access of the Service, by you or any person using
your account and password; b) a breach of these Terms, or c) Content posted on the Service.
Limitation Of Liability
In no event shall Daresay Ltd, nor its directors, employees, partners, agents, suppliers, or affiliates, be
liable for any indirect, incidental, special, consequential or punitive damages, including without
limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access
to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on
the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of
your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other
legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy
set forth herein is found to have failed of its essential purpose.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis.
The Service is provided without warranties of any kind, whether express or implied, including, but not
limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or
course of performance.
Daresay Ltd its subsidiaries, affiliates, and its licensors do not warrant that a) the Service will function
uninterrupted, secure or available at any particular time or location; b) any errors or defects will be
corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the
Service will meet your requirements.
Exclusions
Without limiting the generality of the foregoing and notwithstanding any other provision of these terms,
under no circumstances will Daresay Ltd ever be liable to you or any other person for any indirect,
incidental, consequential, special, punitive or exemplary loss or damage arising from, connected with, or
relating to your use of the Service, these Terms, the subject matter of these Terms, the termination of
these Terms or otherwise, including but not limited to personal injury, loss of data, business, markets,
savings, income, profits, use, production, reputation or goodwill, anticipated or otherwise, or economic
loss, under any theory of liability (whether in contract, tort, strict liability or any other theory or law
or equity), regardless of any negligence or other fault or wrongdoing (including without limitation gross
negligence and fundamental breach) by Daresay Ltd or any person for whom Daresay Ltd is responsible, and
even if Daresay Ltd has been advised of the possibility of such loss or damage being incurred.
Governing Law
These Terms shall be governed and construed in accordance with the laws of England and Wales, without regard
to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions
of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our
Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is
material we will try to provide at least 30 days notice prior to any new terms taking effect. What
constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by
the revised terms. If you do not agree to the new terms, you must stop using the service.
Privacy Policy
Please refer to our Privacy Policy. You agree that they constitute part of these terms.
Contact Us
If you have any questions about these Terms, please contact us.
Last updated: August 11, 2015